• PROTECT YOUR JEWELRY by

    Professionally Examining and Documenting your Collection.

    We specialise in Insurance & Estate Valuations & Gemstone Identification

  • INSURANCE VALUATIONS

    Our most commonly requested valuation. Did you know that most homeowner insurance policies do not provide coverage for jewelry loss or damage unless the items were individually valued and scheduled?

    An insurance valuation details: the quality, the condition, photography and other identifying information. Lastly, the report will calculate the current retail replacement cost of your jewelry, as this is the value an insurance company would need to reference when replacing a damaged, lost or stolen item.

    A detailed insurance valuation is an essential document for you to be compensated in the event of damage, theft or loss. Protect your jewelry.

    ESTATE VALUATIONS

    Are you the trustee of an estate? Tasked with finding out the value of jewelry for purposes of equitable distribution?

    An estate valuation or 'Fair Market Valuation' report itemizes jewelry and includes photography, descriptions and an estimated fair market value for each item.

    Fine Design Ltd. provides estate and valuation services for customs, insurance, and estate planning purposes.

    Fair Market is defined by the amount for which the items would be sold in a voluntary manner between a willing buyer and a willing seller neither of whom is under any obligation to buy or sell and both having reasonable knowledge of relevant facts. It is neither a forced sale or a sale price.

    The need for this type of valuation may arise from the disposition of assets prior to or after divorce proceedings as well as assets received from gifts or estates.

    GEMSTONE IDENTIFICATION REPORT

    This service is provided to both the retail jewelry trade and private clients for determining the identification and verification of loose gemstones and gemset jewelry.

     

    Perhaps the only thing you require is independent identification. If you do not require a report or value estimate you may be interested in a 'consultation' which is priced lower. 

     

  • VALUATION PRICING

    Our assessment reports are made by independent, credible experts in the gemology and fine jewelry fields. Your jewelry will be in reliable hands.

    Insurance Valuations:

    Insurance valuation reports are $150 per piece of straight forward jewelry. Rates may be adjusted for complex pieces that require extensive examination.

    Please note: For diamonds over 1 carat without a GIA report a plotting diagram of internal and external characteristics is required by NAJA ethical rules. Plotting diagrams are $50 per diamond.

    Estate Valuations:

    Billed hourly at $300 per hour (minimum of one hour). This fee is inclusive of all after examination research and report writing.

    Gemstone Identification:

    Consultation (verbal only, no estimation of value) $75.00 per item.

    Written Gemstone Identification (no estimation of value) $100 per item.

  • Tamara Callender, GIA GG, NAJA

    Discreet, Professional & Independent 

    Licensed, Independent Appraiser for Diamond & Gemstone Jewelry 

    Examinations Available in our office (Western Nassau) or your office upon request

    Please contact us with any questions

     

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  • Valuation Process

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    Schedule a Free Consulation

    Call, whatsapp or email your questions.

    Determine an appraisal/valuation type and schedule a convenient time for your booking.

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    Jewelry Examination

    Evaluation of your jewelry. We can meet at our office/your office or your lawyer's office upon request. At this time your pieces will be examined, documented and photographed.

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    Receive Your Valuation

    Receive your full valuation electronically within 3-5 business days.

    You will have ongoing access to your appraisals in a secure portal.

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